What is Long Term Care?
Individuals need long-term care when a chronic condition, trauma, or illness limits their ability to carry out basic self-care tasks, called activities of daily living (ADLs), such as bathing dressing or eating.
Long term care comprises a broad range of services provided to persons of all ages who have lost their ability to function independently because of a physical or mental impairment. Long-term care differs from other types of health care in that its goal is not to cure an illness, but to allow an individual to attain and maintain an optimal level of functioning.
Long term care services include personal care, home health care, rehabilitation, adult day care, care management, social services, assisted living, and nursing home services. Long term care services may be delivered on a regular basis or intermittently over a period of several months, several years, or a lifetime.
What conditions may lead to a need for long term care?
The list of conditions that may trigger the need for long term care is lengthy. It includes, but is not limited to: spinal cord injuries, stroke, physical frailty, Alzheimer’s disease, Huntington’s disease, dementia, senility, AIDS, and the long term effects of diabetes, autoimmune disorders such as rheumatoid arthritis, circulatory diseases and heart conditions, Parkinson’s disease, Amyotrophic Lateral Sclerosis (also known as Lou Gehrig’s Disease), and multiple sclerosis.
Isn't most long term care delivered in a nursing home?
Not really. Many of the diseases that ultimately result in a person requiring long term care are progressive and degenerative.
In the early stages of a disease, the individual may need part-time assistance with certain daily chores. Later, as independence becomes more challenging, the person may live with relatives or friends, or possibly move into some type of assisted living arrangement, and only when full-time care is needed, a nursing home. Sometimes individuals who normally need care in nursing home are permitted to remain in an assisted living arrangement if facility can provide the necessary care. Many older people have functional limitations and need ongoing assistance, yet are not so disabled as to require nursing home care.
How will my family or friends and I know which nursing home to choose?
If your loved one is in the hospital, your social worker will help in planning for nursing home placement. You and your caregiver should select several nursing homes for admission. Placement often happens very quickly after applications are completed. Contact, visit and tour as many nursing homes as you can.
What legal documents should I have in place before entering a nursing home?
All adults should strongly consider making certain decisions before a crisis hits. Executing a Financial Power of Attorney and Advance Directives, including a Living Will, will enable the competent adult to direct what care he or she may want in the future.
What does Medicare pay for in a nursing home?
Medicare may pay a portion of the bill for a very specific period of time if the patient is determined to need skilled nursing care. The maximum benefit period is 100 days. Example of skilled needs may include an open wound that needs dressings and treatments, a tracheostomy, a newly placed feeding tube or the need for extensive physical and occupational therapy. Most people do not qualify for skilled care for an extended period of time. The majority of nursing home care is paid for privately or by Medicaid.